Archive for June, 2006

Create Your Own Security

Because of the acceleration of change, many traditional standards of job security are not applicable to the current workplace environment. When old structures break up, there is often a time of chaos when more openness is created in teh organization.

In the past, security came from being at the center of the organization, not from taking chances or rocking the boat. Now, security comes from being at the edges — where the organization must relate to other groups. This is where learning and innovation take place.

You can create personal security in a changing world of work by taking the following steps:

  1. Expand your boundaries.Learn about what other depatrments are doing, how other teams operate. When you listen across different parts of the company and interpet one group’s needs to another, you become the “glue” that holds the bricks together.
  2. Expand your role.Look for work that needs to be done, whether it falls under “your job description” or not. Do not become constrained by your role, if you can contribute more. Go where the problems are, where there is much to do and not enough resources to do it. Those are the places you can add value.
  3. Expand your skills.Do not put all your eggs in one basket. If you only have one skill, you can be at risk. With multiple skills, you can shift the balance as things change. Mixing activities allows you to refocus as the environment changes. Keep learning and challenging yourself. Become comfortable in being uncomfortable and stretching.
  4. Expand your flexibility.Someone once said that doing the same thing and expecting different results is insanity. People often get stuck in a failed solution — they do the same thign harder, louder, stronger, softer, longer than before, even if it did not work. Do not stay stuck. Move on. Too often people would rather stay stuck than risk doing something new.
  5. Expand your network.Make it a point to meet and establish connection with someone new every day, within your company, or a vendor, someone on the street, etc. Find out what their needs are, what makes them tick, what gives them joy. Then discover (or CREATE) a way to serve them. For no reason, other than your desire to be a contribution to them. It might be as simple as being an unconditional and generous listener. It might be as courageous as telling them what no one else wants to say, but they need to hear. It might be a thoughtful card on their desk. Whatever it is, find a way to serve people. Everyone gives to a giver.
  6. Expand your finances.Do whatever you need to do to create a reserve account to hold 3-6 months living expenses. You can do that in several ways: a) Save 10% of your income in a money market, interest bearing account until you reach your goal, b) have a garage sale, ask people to donate items that you can offer for sale, and put the proceeds in a money market, interest bearing account, c) Write down a list of your monthly regular expenses AND those other money leaks (like your $4 daily coffee at Starbucks, etc.). See where you could eliminate certain things or at least cut them down. Save the money left over into your reserve account. Do all three and you’ll have three months expenses saved in no time!
  7. Expand your vision.Remember that you are not your job, or your career, you are not even your gifts and talents. You are bigger than that. You are the container in which those things exist. So should you find yourself shifting careers, looking for another job, etc., make sure that all you do is in alignment with your ultimate vision for yourself. What is it, by the way? What is a vision for your life that if you were to accomplish it, you’d die knowing you lived a life of no regrets? Answer THAT, and you’ll be a master at your own life, no matter what changes come your way.

Health Insurance for Entrepreneurs (Part 5 of 5)

19. Brush up on first-aid skills and become CPR certified.

Proper treatment of various accidents may reduce the number of visits to the doctor, and can save lives in an emergency. It’s important to always keep an updated medical kit in your home or office.

Here are the basics for your first-aid kit:

  • bandage supplies, including a roll of 3 inch wide gauze, individually packaged 4 inch sterile gauze pads, a roll of 1 inch bandage tape, butterfly bandage tape, and scissors
  • elastic bandages
  • cotton swabs
  • sterile dressings or towels
  • pain reliever (acetaminophen or ibuprofen)
  • anti-inflammatory medicine (ibuprofen)
  • ipecac syrup (for use on advice of medical professional to induce vomiting)
  • tweezers
  • hydrogen peroxide
  • skin creams, including hydrocortisone cream, calamine lotion and antibiotic creams
  • an antihistamine (diphenhydramine for allergic reactions)
  • flashlight
  • eye patch
  • arm sling
  • tongue depressors (to be used as a finger splint)
  • ice pack re-hydration fluids (such as Pedialyte or Infalyte)

20. Take a lifestyle approach to wellness – every day

Take charge of your health by making simple changes in your lifestyle. By following these seven basic rules of good health, you’ll improve your chances of living a long, healthy, active life.

  • Get eight hours of sleep per night.
  • Eat breakfast every morning.
  • Cut down on snacks between meals.
  • Keep within 10 pounds of your recommended weight range. If you’re unsure what your weight range should be check with your doctor.
  • Exercise aerobically for at least 30 minutes three times per week.
  • Don’t smoke.
  • Don’t drink more than two alcoholic beverages per day.
  • Take recommended dosages of vitamins and supplements.

Health Insurance for Entrepreneurs (Part 4 of 5)

15. Pay premiums annually

You avoid the service fee and may also receive a discount from your insurance carrier. Check with your insurance agent about how much money you can save if you pay your premium one time during the year.

16. Make sure there’s a ceiling for out-of-pocket expenses for catastrophic illnesses

About half of individual policyholders lack this important provision, according to insurance experts, who recommend a major medical policy with a stop-loss clause limiting policyholder payout to $2,000 or $3,000.

17. Get educated about your health

Invest in your health by becoming information-rich. Read publications about health care. Pay special attention to free wellness publications like Inside Mayo Clinic at www.mayo.edu/healthinfo/public.html or have on hand a book on medical self-care, like The AAFP Family Health and Medical Guide and The Merck Manual of Diagnosis and Therapy. A wealth of information is also available on the Internet.

18. Take advantage of free health advice

For free information booklets from the U.S. government about nearly every health care topic you can imagine, simply write to the Consumer Information Center in Pueblo, Colorado. The government offers several dozen booklets on topics ranging from nutrition, medical problems, mental health, to drugs, exercise and weight control. To receive a catalog explaining these booklets, write to:

Consumer Information Center
PO Box 100
Pueblo, CO 81009
www.pueblo.gsa.gov (you can download booklets from this site)

Once again the U.S. Government comes through by providing a number of toll free health care information phone services. Topics are numerous, including hearing aids, cancer information, Alzheimer’s disease, drugs and pregnancy issues. For information on the health topics and phone numbers, call the National Health Information Center at 1-800-336-4797.


Fatal error: Class 'OAuthSignatureMethod_HMAC_SHA1' not found in /home/ogando/public_html/wp-content/plugins/twitter-tools/twitteroauth.php on line 62